8 Affordable Ways to Pay for Kids Camps

Apply for Summer Camp Scholarships

Many programs will offer scholarships that fund partial or full fees. Ask the registration department about the kinds of scholarships available. Some of the scholarships are need-based, but others are based on talent. For example, if your child is a top violinist he or she may qualify for a scholarship at music camp. It never hurts to ask.

Submit your Application Online

Many local camps offer small discounts ranging from $5 to $20 if you register your camper online. Even a small discount can add up quickly if you're planning to do a few week-long camps in your community. And of course, you're saving precious time by avoiding the hassle of completing paperwork and waiting in line.

Offer to Volunteer

Many camps need additional adult help. Offer to be an extra set of hands one day a week or supervise a special event or activity. Even something as simple as teaching a craft can help reduce camp costs. Use the skills you have: for instance, if you're a web designer, offer to freshen up the camp website in exchange for one week of camp for your child. You might be surprised how many camp organizers take you up on the offer.

More: 5 Ways to Get Noticed at a Sports Camp

Ask about Payment Plans

Camp organizers understand the financial challenges that come with summer camps. Many are willing to arrange a monthly payment plan to reserve your child's spot. Work with the camp to figure out a plan that works for you. Note that many plans will start well before the first day of camp, so inquire earlier rather than later.

Look into the Dependent Care Flexible Spending Account

Many two-income and single parent families utilize their employer's dependent care flexible spending account for childcare. But did you know that some summer programs also qualify? There are rules associated with which programs qualify, so consult with your accountant or the IRS to see if any of the options you are considering are a fit.

Whether you're in the market for day camps or sleepaways, sports or the arts, summer camps can be expensive. Plan early, hunt for discounts, and remember: it never hurts to ask.

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